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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,799 | $106,008-12.5% | $92,240+0.6% | $147,586-37.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.10% | 50.05%-34.9pp | 176.29%-161.2pp | 578.59%-563.5pp |
| Employer contribution / active EE | $3,334 | $4,333-23.1% | $3,680-9.4% | $4,876-31.6% |
| Participant deferral / active EE | $8,977 | $4,478+100.5% | $3,897+130.4% | $5,439+65.1% |
| Admin fee / account holder | $1,621 | $6,333-74.4% | $5,194-68.8% | $10,886-85.1% |