Filings through .
See peer percentile detail with Pro.
Pro shows the percentile for each metric against plans of the same size and industry. Free for 7 days, no card. Then $49 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
FIRST MERCHANTS BANK11+ years Filed as: FIRST MERCHANTS TRUST CO Service code 37 · EIN 35-0508403 | Loan Processing | $21,690 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $12,255 |
CETERA FINANCIAL GROUP1 year Filed as: CETERA INVESTMENT SERVICES LLC Service code 55 400 FIRST ST SOUTH STE 1200 · ST CLOUD, MN 56301 | Other Commissions | $7,805 |
7 funds of $250K or more; 20 lines in all, holding $4.8M of the plan's $4.9M. From the 2025 filing. Recordkeeper: Empower.
| Fund | Dollars | % of funds% |
|---|---|---|
| Great Gray Trust American Funds 2030 I Capital Group · Collective trust | $1.2M | 25.9% |
| Great Gray Trust American Funds 2040 I Capital Group · Collective trust | $813K | 16.9% |
| Great Gray Trust American Funds 2045 I Capital Group · Collective trust | $613K | 12.7% |
| Great Gray Trust American Funds 2050 I Capital Group · Collective trust | $376K | 7.8% |
| Great Gray Trust American Funds 2010 I Capital Group · Collective trust | $325K | 6.7% |
| Fidelity Large Cap Growth Index Fund Fidelity (FMR) · Mutual fund Index | $309K | 6.4% |
| Great Gray Trust American Funds 2035 I Capital Group · Collective trust | $293K | 6.1% |
| Great Gray Trust American Funds 2055 I Capital Group · Collective trust | $176K | 3.7% |
| State Street State St S&P 500 Indx SL Cl II State Street (SSgA) · Collective trust Index | $161K | 3.3% |
| Great Gray Trust American Funds 2025 I Capital Group · Collective trust | $134K | 2.8% |
Added 1 fund, dropped 1 fund. Moved to another target-date series.
| Fund | Year-end value |
|---|---|
| Target-date switchVanguard Target Retirement 2035 Fund Investor Shares to Great Gray Trust American Funds 2030 I | $3.4M to $3.7M |
| AddedFidelity Large Cap Growth Index Fund | $309K |
| DroppedVanguard 500 Index Fund Admiral Shares | $287K |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings, not money moved.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.