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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,883 | $77,638-84.7% | $156,551-92.4% | $62,881-81.1% |
| Participation rate | 79.3% | 71.2%+8.1pp | 84.0%-4.7pp | 69.3%+10.0pp |
| Annual return | 15.55% | 50.33%-34.8pp | 32.23%-16.7pp | 20.14%-4.6pp |
| Employer contribution / active EE | $1,282 | $3,444-62.8% | $5,501-76.7% | $2,281-43.8% |
| Participant deferral / active EE | $1,613 | $3,046-47.0% | $4,871-66.9% | $3,203-49.6% |
| Admin fee / account holder | $381 | $5,561-93.2% | $13,028-97.1% | $4,296-91.1% |