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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,965 | $62,589-9.0% | $76,768-25.8% | $64,173-11.2% |
| Participation rate | 92.0% | 72.8%+19.2pp | 77.0%+15.0pp | 69.6%+22.4pp |
| Annual return | 6.19% | -1.95%+8.1pp | 2.43%+3.8pp | 7.63%-1.4pp |
| Employer contribution / active EE | $1,889 | $1,832+3.1% | $2,485-24.0% | $2,381-20.7% |
| Participant deferral / active EE | $4,500 | $3,145+43.1% | $3,852+16.8% | $3,470+29.7% |
| Admin fee / account holder | $4,635 | $4,667-0.7% | $6,675-30.6% | $4,887-5.2% |