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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,404 | $88,815+96.4% | $81,882+113.0% | $145,897+19.5% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 14.72% | 1033.75%-1019.0pp | 779.47%-764.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $3,915 | $3,086+26.9% | $2,916+34.3% | $4,663-16.0% |
| Participant deferral / active EE | $10,542 | $4,647+126.8% | $4,323+143.8% | $6,689+57.6% |
| Admin fee / account holder | $0 | $8,434-100.0% | $7,360-100.0% | $13,390-100.0% |