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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,761 | $105,210+199.2% | $159,487+97.4% | $85,851+266.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.87% | 45.08%-31.2pp | 263.71%-249.8pp | 318.63%-304.8pp |
| Employer contribution / active EE | $4,379 | $3,319+31.9% | $4,831-9.4% | $2,565+70.7% |
| Participant deferral / active EE | $9,231 | $5,946+55.2% | $7,354+25.5% | $3,952+133.5% |
| Admin fee / account holder | $7,398 | $6,934+6.7% | $10,804-31.5% | $6,261+18.2% |