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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,922 | $98,776+194.5% | $149,745+94.3% | $79,856+264.3% |
| Participation rate | 72.6% | 75.8%-3.2pp | 82.5%-9.9pp | 69.6%+2.9pp |
| Annual return | 18.20% | 27.38%-9.2pp | 276.72%-258.5pp | 31.71%-13.5pp |
| Employer contribution / active EE | $8,804 | $3,217+173.7% | $4,646+89.5% | $2,471+256.3% |
| Participant deferral / active EE | $8,318 | $5,681+46.4% | $6,843+21.5% | $3,741+122.4% |
| Admin fee / account holder | $38,963 | $6,053+543.7% | $9,312+318.4% | $5,306+634.3% |