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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,392 | $106,524+237.4% | $152,301+136.0% | $87,485+310.8% |
| Participation rate | 98.4% | 75.8%+22.6pp | 82.4%+15.9pp | 68.9%+29.5pp |
| Annual return | 17.43% | 26.89%-9.5pp | 80.50%-63.1pp | 26.06%-8.6pp |
| Employer contribution / active EE | $10,905 | $3,371+223.5% | $4,624+135.8% | $2,596+320.1% |
| Participant deferral / active EE | $11,674 | $6,525+78.9% | $8,004+45.9% | $4,274+173.2% |
| Admin fee / account holder | $9,882 | $8,287+19.3% | $14,398-31.4% | $7,775+27.1% |