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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,392 | $106,749+236.7% | $145,433+147.1% | $82,448+335.9% |
| Participation rate | 98.4% | 75.6%+22.7pp | 82.1%+16.3pp | 68.1%+30.3pp |
| Annual return | 17.43% | 27.59%-10.2pp | 66.58%-49.1pp | 41.64%-24.2pp |
| Employer contribution / active EE | $10,905 | $3,444+216.6% | $4,554+139.4% | $2,551+327.5% |
| Participant deferral / active EE | $11,674 | $6,519+79.1% | $7,897+47.8% | $4,139+182.0% |
| Admin fee / account holder | $9,882 | $8,390+17.8% | $13,129-24.7% | $7,234+36.6% |