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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,462 | $101,063-82.7% | $81,473-78.6% | $147,586-88.2% |
| Participation rate | 57.1% | 74.5%-17.3pp | 68.0%-10.8pp | 82.8%-25.7pp |
| Annual return | 12.28% | 32.41%-20.1pp | 38.78%-26.5pp | 578.59%-566.3pp |
| Employer contribution / active EE | $698 | $3,206-78.2% | $2,568-72.8% | $4,876-85.7% |
| Participant deferral / active EE | $743 | $4,242-82.5% | $3,537-79.0% | $5,439-86.3% |
| Admin fee / account holder | $299 | $5,812-94.9% | $4,561-93.4% | $10,886-97.3% |