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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN TRUST COMPANY Service code 15 855 MAIN STREET 4TH FLOOR · DUBUQUE, IA 52001 | Recordkeeping | $39,115 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,632 | $70,917+25.0% | $98,920-10.4% | $73,493+20.6% |
| Participation rate | 74.0% | 73.8%+0.2pp | 76.0%-2.0pp | 70.7%+3.3pp |
| Annual return | 10.00% | 34.18%-24.2pp | 196.47%-186.5pp | 28.51%-18.5pp |
| Employer contribution / active EE | $677 | $2,037-66.8% | $2,689-74.8% | $2,270-70.2% |
| Participant deferral / active EE | $1,957 | $3,501-44.1% | $4,245-53.9% | $3,740-47.7% |
| Admin fee / account holder | $356 | $535-33.5% | $6,643-94.6% | $513-30.7% |