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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,275 | $162,812-78.9% | $133,971-74.4% | $158,966-78.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -8.65% | 41.94%-50.6pp | 45.09%-53.7pp | 302.95%-311.6pp |
| Employer contribution / active EE | $0 | $4,976-100.0% | $3,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,987 | $5,910+18.2% | $5,047+38.4% | $5,983+16.8% |
| Admin fee / account holder | $3,880 | $11,741-67.0% | $8,929-56.5% | $11,250-65.5% |