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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,731 | $114,712+179.6% | $173,730+84.6% | $87,485+266.6% |
| Participation rate | 75.0% | 73.0%+2.0pp | 79.6%-4.6pp | 68.9%+6.1pp |
| Annual return | 13.25% | 20.18%-6.9pp | 19.96%-6.7pp | 26.06%-12.8pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $4,577-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $9,297 | $4,642+100.3% | $6,326+47.0% | $4,274+117.6% |
| Admin fee / account holder | $37,494 | $10,210+267.2% | $17,523+114.0% | $7,775+382.3% |