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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,622 | $101,795+188.4% | $165,100+77.8% | $80,959+262.7% |
| Participation rate | 74.4% | 71.8%+2.6pp | 78.6%-4.2pp | 67.7%+6.8pp |
| Annual return | 17.08% | 16.73%+0.4pp | 70.21%-53.1pp | 35.67%-18.6pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,167 | $4,476+82.5% | $6,035+35.3% | $4,300+89.9% |
| Admin fee / account holder | $2,214 | $8,221-73.1% | $12,696-82.6% | $6,925-68.0% |