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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,627 | $154,209-63.3% | $130,062-56.5% | $139,487-59.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.35% | 32.52%-16.2pp | -137.37%+153.7pp | 373.84%-357.5pp |
| Employer contribution / active EE | $7,798 | $5,292+47.3% | $4,322+80.4% | $4,755+64.0% |
| Participant deferral / active EE | $13,624 | $6,709+103.1% | $5,821+134.1% | $6,713+103.0% |
| Admin fee / account holder | $335 | $13,988-97.6% | $10,601-96.8% | $11,407-97.1% |