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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,393 | $152,619-88.6% | $125,195-86.1% | $152,909-88.6% |
| Participation rate | 76.9% | 83.3%-6.4pp | 79.8%-2.9pp | 82.5%-5.5pp |
| Annual return | 0.00% | 54.85%-54.8pp | 43.79%-43.8pp | 345.46%-345.5pp |
| Employer contribution / active EE | $3,636 | $4,947-26.5% | $3,866-6.0% | $4,764-23.7% |
| Participant deferral / active EE | $5,696 | $5,869-2.9% | $4,937+15.4% | $5,851-2.7% |
| Admin fee / account holder | $739 | $13,437-94.5% | $9,704-92.4% | $11,601-93.6% |