See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3+ years Service code 27 · EIN 91-0850651 | Advisory (Plan) | $31,838 |
Service code 15 · EIN 36-4389114 | Recordkeeping | $30,245 |
WIPFLI LLP1 year Filed as: WIPFLI, LLP Service code 10 · EIN 39-0758449 | Accounting | $9,040 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $4,528 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,535 | $71,666-23.9% | $117,854-53.7% | $69,631-21.7% |
| Participation rate | 44.8% | 77.5%-32.7pp | 79.7%-34.9pp | 70.7%-25.9pp |
| Annual return | 22.96% | 18.86%+4.1pp | 335.08%-312.1pp | 27571.02%-27548.1pp |
| Employer contribution / active EE | $134 | $1,889-92.9% | $3,786-96.5% | $2,032-93.4% |
| Participant deferral / active EE | $1,380 | $3,340-58.7% | $4,482-69.2% | $3,224-57.2% |
| Admin fee / account holder | $556 | $120+361.8% | $8,020-93.1% | $110+403.1% |