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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,444 | $80,992+5.5% | $96,534-11.5% | $75,173+13.7% |
| Participation rate | 92.9% | 71.8%+21.1pp | 76.0%+16.9pp | 67.2%+25.7pp |
| Annual return | 13.88% | 27.05%-13.2pp | 25.88%-12.0pp | 160.72%-146.8pp |
| Employer contribution / active EE | $0 | $2,283-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,348 | $3,929+61.6% | $4,851+30.9% | $4,126+53.8% |
| Admin fee / account holder | $4,451 | $6,717-33.7% | $8,253-46.1% | $5,651-21.2% |