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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,566 | $71,878+1.0% | $86,698-16.3% | $68,486+6.0% |
| Participation rate | 89.3% | 72.2%+17.0pp | 76.6%+12.7pp | 67.9%+21.4pp |
| Annual return | -20.76% | 3.53%-24.3pp | 35.95%-56.7pp | -7.85%-12.9pp |
| Employer contribution / active EE | $1,723 | $2,173-20.7% | $2,837-39.3% | $2,597-33.6% |
| Participant deferral / active EE | $5,325 | $3,779+40.9% | $4,656+14.4% | $4,028+32.2% |
| Admin fee / account holder | $6,480 | $6,113+6.0% | $7,493-13.5% | $5,404+19.9% |