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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,140 | $110,083+3.7% | $151,639-24.7% | $68,486+66.7% |
| Participation rate | 83.3% | 84.0%-0.6pp | 87.5%-4.2pp | 67.9%+15.4pp |
| Annual return | -22.64% | -10.12%-12.5pp | 3.34%-26.0pp | -7.85%-14.8pp |
| Employer contribution / active EE | $2,480 | $4,470-44.5% | $6,165-59.8% | $2,597-4.5% |
| Participant deferral / active EE | $6,097 | $6,526-6.6% | $8,363-27.1% | $4,028+51.4% |
| Admin fee / account holder | $403 | $7,718-94.8% | $11,613-96.5% | $5,404-92.5% |