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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,370 | $100,060-26.7% | $149,721-51.0% | $70,126+4.6% |
| Participation rate | 62.5% | 83.6%-21.1pp | 87.1%-24.6pp | 69.5%-7.0pp |
| Annual return | 13.53% | 27.46%-13.9pp | 1501.67%-1488.1pp | 73.15%-59.6pp |
| Employer contribution / active EE | $1,142 | $3,661-68.8% | $5,444-79.0% | $2,343-51.3% |
| Participant deferral / active EE | $2,610 | $4,982-47.6% | $6,568-60.3% | $3,332-21.7% |
| Admin fee / account holder | $10,537 | $8,285+27.2% | $11,282-6.6% | $4,645+126.8% |