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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,024 | $81,276-91.4% | $155,574-95.5% | $80,925-91.3% |
| Participation rate | 48.1% | 66.2%-18.1pp | 78.2%-30.1pp | 67.7%-19.5pp |
| Annual return | 35.63% | 33.36%+2.3pp | 64.87%-29.2pp | 35.65%0pp |
| Employer contribution / active EE | $1,314 | $3,103-57.6% | $4,676-71.9% | $2,756-52.3% |
| Participant deferral / active EE | $2,927 | $3,453-15.2% | $5,629-48.0% | $4,299-31.9% |
| Admin fee / account holder | $103 | $7,993-98.7% | $15,914-99.4% | $6,940-98.5% |