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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,690 | $96,691-44.5% | $86,656-38.0% | $139,487-61.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 7.76% | 106.87%-99.1pp | 593.09%-585.3pp | 373.84%-366.1pp |
| Employer contribution / active EE | $1,250 | $3,267-61.7% | $3,025-58.7% | $4,755-73.7% |
| Participant deferral / active EE | $4,219 | $4,838-12.8% | $4,439-5.0% | $6,713-37.1% |
| Admin fee / account holder | $41,643 | $6,414+549.2% | $5,619+641.1% | $11,407+265.1% |