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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,937 | $109,905+18.2% | $98,506+31.9% | $167,553-22.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 8.79% | 1960.20%-1951.4pp | 1494.92%-1486.1pp | 478.89%-470.1pp |
| Employer contribution / active EE | $1,304 | $3,226-59.6% | $2,961-56.0% | $4,840-73.0% |
| Participant deferral / active EE | $4,165 | $4,674-10.9% | $4,277-2.6% | $6,343-34.3% |
| Admin fee / account holder | $7,389 | $6,760+9.3% | $5,955+24.1% | $12,316-40.0% |