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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,686 | $136,860+147.5% | $120,344+181.4% | $154,746+118.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 15.96% | 21.38%-5.4pp | 20.30%-4.3pp | 172.34%-156.4pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $7,509 | $5,793+29.6% | $5,135+46.2% | $6,730+11.6% |
| Admin fee / account holder | $2,661 | $15,393-82.7% | $12,742-79.1% | $14,365-81.5% |