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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,460 | $103,392+160.6% | $87,104+209.4% | $152,897+76.2% |
| Participation rate | 92.3% | 79.4%+13.0pp | 76.9%+15.4pp | 82.5%+9.9pp |
| Annual return | 20.62% | 28.10%-7.5pp | 28.19%-7.6pp | 345.43%-324.8pp |
| Employer contribution / active EE | $6,115 | $3,221+89.9% | $2,521+142.5% | $4,764+28.4% |
| Participant deferral / active EE | $5,644 | $4,778+18.1% | $4,048+39.4% | $5,851-3.5% |
| Admin fee / account holder | $328 | $12,194-97.3% | $7,491-95.6% | $11,599-97.2% |