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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,237 | $85,766+100.8% | $136,297+26.4% | $70,124+145.6% |
| Participation rate | 78.1% | 74.2%+4.0pp | 81.9%-3.8pp | 69.5%+8.6pp |
| Annual return | 18.53% | 31.45%-12.9pp | 5156.19%-5137.7pp | 73.14%-54.6pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $5,517 | $5,051+9.2% | $6,247-11.7% | $3,332+65.6% |
| Admin fee / account holder | $4,922 | $5,420-9.2% | $9,244-46.8% | $4,645+5.9% |