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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,569 | $72,177+96.1% | $115,037+23.1% | $59,633+137.4% |
| Participation rate | 88.5% | 72.6%+15.9pp | 81.4%+7.1pp | 68.7%+19.8pp |
| Annual return | 1.52% | 12.02%-10.5pp | 26.14%-24.6pp | 2041.40%-2039.9pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,992 | $4,783+25.3% | $6,026-0.6% | $3,192+87.7% |
| Admin fee / account holder | $30,765 | $4,927+524.4% | $8,175+276.3% | $4,297+615.9% |