Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,421 | $60,349+112.8% | $74,184+73.1% | $62,881+104.2% |
| Participation rate | 54.8% | 72.7%-17.9pp | 76.6%-21.8pp | 69.3%-14.5pp |
| Annual return | 9.05% | 21.38%-12.3pp | 17.74%-8.7pp | 20.14%-11.1pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,426 | $2,856+19.9% | $3,550-3.5% | $3,203+7.0% |
| Admin fee / account holder | $2,619 | $4,261-38.5% | $5,586-53.1% | $4,296-39.0% |