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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,579 | $181,896-48.6% | $156,551-40.2% | $273,972-65.8% |
| Participation rate | 90.9% | 88.4%+2.5pp | 84.0%+6.9pp | 83.0%+7.9pp |
| Annual return | 0.68% | 30.74%-30.1pp | 32.23%-31.5pp | 41.46%-40.8pp |
| Employer contribution / active EE | $2,402 | $6,248-61.6% | $5,501-56.3% | $4,869-50.7% |
| Participant deferral / active EE | $4,468 | $5,550-19.5% | $4,871-8.3% | $5,287-15.5% |
| Admin fee / account holder | $2,597 | $15,560-83.3% | $13,028-80.1% | $10,133-74.4% |