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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,358 | $72,492-16.7% | $87,102-30.7% | $72,983-17.3% |
| Participation rate | 56.4% | 72.8%-16.4pp | 76.9%-20.5pp | 69.5%-13.1pp |
| Annual return | 22.57% | 24.46%-1.9pp | 28.19%-5.6pp | 81.01%-58.4pp |
| Employer contribution / active EE | $1,449 | $1,894-23.5% | $2,521-42.5% | $2,440-40.6% |
| Participant deferral / active EE | $2,734 | $3,270-16.4% | $4,048-32.5% | $3,608-24.2% |
| Admin fee / account holder | $1,347 | $5,055-73.4% | $7,491-82.0% | $5,124-73.7% |