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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,910 | $117,895+126.4% | $102,460+160.5% | $145,897+82.9% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 10.73% | 31.92%-21.2pp | 29.47%-18.7pp | 552.29%-541.6pp |
| Employer contribution / active EE | $5,055 | $3,619+39.7% | $3,025+67.1% | $4,663+8.4% |
| Participant deferral / active EE | $3,369 | $5,736-41.3% | $5,056-33.4% | $6,689-49.6% |
| Admin fee / account holder | $3,513 | $13,353-73.7% | $9,460-62.9% | $13,390-73.8% |