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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,080 | $176,105+21.0% | $159,474+33.6% | $167,536+27.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 24.10% | 331.91%-307.8pp | 263.68%-239.6pp | 478.82%-454.7pp |
| Employer contribution / active EE | $16,050 | $5,299+202.9% | $4,831+232.2% | $4,839+231.7% |
| Participant deferral / active EE | $13,862 | $7,751+78.8% | $7,353+88.5% | $6,342+118.6% |
| Admin fee / account holder | $6,854 | $12,559-45.4% | $10,802-36.6% | $12,315-44.3% |