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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,080 | $176,077+21.0% | $159,455+33.6% | $167,518+27.2% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 24.10% | 331.83%-307.7pp | 263.63%-239.5pp | 478.71%-454.6pp |
| Employer contribution / active EE | $16,050 | $5,298+202.9% | $4,830+232.3% | $4,838+231.7% |
| Participant deferral / active EE | $13,862 | $7,751+78.8% | $7,353+88.5% | $6,342+118.6% |
| Admin fee / account holder | $6,854 | $12,556-45.4% | $10,800-36.5% | $12,312-44.3% |