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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,302 | $138,076-28.8% | $123,553-20.4% | $135,380-27.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 12.60% | 153.70%-141.1pp | 119.21%-106.6pp | 519.81%-507.2pp |
| Employer contribution / active EE | $9,142 | $5,152+77.4% | $4,628+97.5% | $4,779+91.3% |
| Participant deferral / active EE | $6,492 | $6,800-4.5% | $6,426+1.0% | $5,609+15.7% |
| Admin fee / account holder | $9,638 | $10,917-11.7% | $9,284+3.8% | $10,828-11.0% |