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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,406 | $160,070+65.2% | $147,117+79.7% | $145,897+81.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 28.70% | 98.69%-70.0pp | 420.54%-391.8pp | 552.29%-523.6pp |
| Employer contribution / active EE | $3,833 | $5,285-27.5% | $4,932-22.3% | $4,663-17.8% |
| Participant deferral / active EE | $13,937 | $8,419+65.5% | $8,065+72.8% | $6,689+108.4% |
| Admin fee / account holder | $5,387 | $15,035-64.2% | $12,993-58.5% | $13,390-59.8% |