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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,100 | $127,386-31.6% | $115,037-24.3% | $125,388-30.5% |
| Participation rate | 85.0% | 84.2%+0.8pp | 81.4%+3.6pp | 83.2%+1.8pp |
| Annual return | 0.45% | 31.28%-30.8pp | 26.14%-25.7pp | 282.24%-281.8pp |
| Employer contribution / active EE | $3,750 | $5,166-27.4% | $4,608-18.6% | $4,866-22.9% |
| Participant deferral / active EE | $6,860 | $6,423+6.8% | $6,026+13.8% | $5,352+28.2% |
| Admin fee / account holder | $1,563 | $9,516-83.6% | $8,175-80.9% | $9,541-83.6% |