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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,466 | $176,838+119.1% | $146,685+164.1% | $167,518+131.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 0.17% | 24.04%-23.9pp | 22.75%-22.6pp | 478.71%-478.5pp |
| Employer contribution / active EE | $21,221 | $5,161+311.2% | $4,137+413.0% | $4,838+338.6% |
| Participant deferral / active EE | $13,000 | $6,441+101.8% | $5,507+136.1% | $6,342+105.0% |
| Admin fee / account holder | $5 | $13,262-100.0% | $10,281-100.0% | $12,312-100.0% |