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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,965 | $97,761+396.1% | $83,850+478.4% | $135,382+258.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 28.95% | 1287.44%-1258.5pp | 850.92%-822.0pp | 519.77%-490.8pp |
| Employer contribution / active EE | $18,496 | $4,222+338.1% | $3,631+409.4% | $4,779+287.0% |
| Participant deferral / active EE | $17,521 | $4,682+274.2% | $4,082+329.3% | $5,609+212.4% |
| Admin fee / account holder | $2,426 | $6,674-63.7% | $5,478-55.7% | $10,829-77.6% |