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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,406 | $97,732-29.0% | $83,831-17.2% | $135,380-48.7% |
| Participation rate | 90.9% | 80.0%+11.0pp | 76.1%+14.8pp | 82.6%+8.3pp |
| Annual return | 7.55% | 1287.56%-1280.0pp | 850.99%-843.4pp | 519.81%-512.3pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,190 | $4,683-10.5% | $4,082+2.7% | $5,609-25.3% |
| Admin fee / account holder | $534 | $6,675-92.0% | $5,479-90.3% | $10,828-95.1% |