Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,119 | $118,695+12.2% | $98,916+34.6% | $158,950-16.3% |
| Participation rate | 41.7% | 77.8%-36.2pp | 76.0%-34.4pp | 82.0%-40.3pp |
| Annual return | 3.07% | 372.39%-369.3pp | 196.45%-193.4pp | 302.91%-299.8pp |
| Employer contribution / active EE | $0 | $3,333-100.0% | $2,689-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,741 | $5,088+12.8% | $4,245+35.3% | $5,983-4.0% |
| Admin fee / account holder | $1,200 | $10,132-88.2% | $6,642-81.9% | $11,248-89.3% |