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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,683 | $60,349-1.1% | $74,184-19.5% | $62,881-5.1% |
| Participation rate | 86.4% | 72.7%+13.6pp | 76.6%+9.7pp | 69.3%+17.1pp |
| Annual return | 7.79% | 21.38%-13.6pp | 17.74%-9.9pp | 20.14%-12.4pp |
| Employer contribution / active EE | $573 | $1,680-65.9% | $2,370-75.8% | $2,281-74.9% |
| Participant deferral / active EE | $3,081 | $2,856+7.9% | $3,550-13.2% | $3,203-3.8% |
| Admin fee / account holder | $1,990 | $4,261-53.3% | $5,586-64.4% | $4,296-53.7% |