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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,284 | $127,386-31.5% | $115,037-24.1% | $125,388-30.4% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | 0.05% | 31.28%-31.2pp | 26.14%-26.1pp | 282.24%-282.2pp |
| Employer contribution / active EE | $832 | $5,166-83.9% | $4,608-81.9% | $4,866-82.9% |
| Participant deferral / active EE | $2,560 | $6,423-60.1% | $6,026-57.5% | $5,352-52.2% |
| Admin fee / account holder | $187 | $9,516-98.0% | $8,175-97.7% | $9,541-98.0% |