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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,834 | $98,240-47.2% | $82,312-37.0% | $147,586-64.9% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 6.87% | 30.85%-24.0pp | 25.88%-19.0pp | 578.59%-571.7pp |
| Employer contribution / active EE | $7,989 | $3,192+150.3% | $2,428+229.0% | $4,876+63.8% |
| Participant deferral / active EE | $565 | $4,383-87.1% | $3,706-84.7% | $5,439-89.6% |
| Admin fee / account holder | $120,582 | $8,563+1308.2% | $5,608+2050.3% | $10,886+1007.7% |