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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,339 | $198,457+151.1% | $170,435+192.4% | $147,586+237.7% |
| Participation rate | 93.3% | 88.0%+5.4pp | 83.6%+9.7pp | 82.8%+10.5pp |
| Annual return | 19.75% | 257.30%-237.6pp | 205.94%-186.2pp | 578.59%-558.8pp |
| Employer contribution / active EE | $12,845 | $6,183+107.7% | $5,432+136.5% | $4,876+163.4% |
| Participant deferral / active EE | $9,036 | $5,629+60.5% | $4,939+82.9% | $5,439+66.1% |
| Admin fee / account holder | $2,117 | $16,852-87.4% | $13,881-84.7% | $10,886-80.6% |