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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,120 | $209,422-46.5% | $178,503-37.2% | $158,982-29.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 7.64% | 188.81%-181.2pp | 151.12%-143.5pp | 302.99%-295.3pp |
| Employer contribution / active EE | $7,523 | $5,707+31.8% | $5,011+50.1% | $4,763+58.0% |
| Participant deferral / active EE | $5,767 | $5,955-3.2% | $5,202+10.9% | $5,983-3.6% |
| Admin fee / account holder | $3,784 | $17,079-77.8% | $13,987-72.9% | $11,252-66.4% |