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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,411 | $202,342-41.5% | $172,753-31.5% | $152,909-22.6% |
| Participation rate | 95.5% | 87.1%+8.4pp | 82.6%+12.8pp | 82.5%+13.0pp |
| Annual return | 17.98% | 1029.88%-1011.9pp | 803.00%-785.0pp | 345.46%-327.5pp |
| Employer contribution / active EE | $5,947 | $5,857+1.5% | $5,144+15.6% | $4,764+24.8% |
| Participant deferral / active EE | $4,645 | $5,948-21.9% | $5,198-10.6% | $5,851-20.6% |
| Admin fee / account holder | $5,396 | $17,112-68.5% | $13,956-61.3% | $11,601-53.5% |