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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,473 | $162,785+130.0% | $133,959+179.5% | $158,950+135.6% |
| Participation rate | 80.0% | 83.2%-3.2pp | 79.8%+0.2pp | 82.0%-2.0pp |
| Annual return | -19.85% | 41.94%-61.8pp | 45.09%-64.9pp | 302.91%-322.8pp |
| Employer contribution / active EE | $12,300 | $4,975+147.2% | $3,919+213.9% | $4,762+158.3% |
| Participant deferral / active EE | $9,919 | $5,910+67.8% | $5,047+96.5% | $5,983+65.8% |
| Admin fee / account holder | $16 | $11,738-99.9% | $8,928-99.8% | $11,248-99.9% |