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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,758 | $85,766-60.6% | $136,298-75.2% | $70,126-51.9% |
| Participation rate | 76.9% | 74.2%+2.8pp | 81.9%-5.0pp | 69.5%+7.4pp |
| Annual return | 0.00% | 31.46%-31.5pp | 5156.27%-5156.3pp | 73.15%-73.1pp |
| Employer contribution / active EE | $706 | $2,966-76.2% | $4,696-85.0% | $2,343-69.8% |
| Participant deferral / active EE | $1,425 | $5,051-71.8% | $6,247-77.2% | $3,332-57.2% |
| Admin fee / account holder | $2,509 | $5,421-53.7% | $9,244-72.9% | $4,645-46.0% |