Retirement plan

J.R. CARLSON LABORATORIES, INC. 401(K) PLAN

Name: J.R. CARLSON LABORATORIES, INC. - J.R. CARLSON LABORATORIES, INC. 401(K) PLAN (2015) Form 5500
Creator: J.R. CARLSON LABORATORIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, J.R. CARLSON LABORATORIES, INC. 401(K) PLAN, J.R. CARLSON LABORATORIES, INC.

J.R. CARLSON LABORATORIES, INC.EIN 36-2672870Plan #002PY 2015

600 W. UNIVERSITY DRIVE - ARLINGTON HEIGHTS, IL 60004847-255-1600

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$7.5M

No prior year

Total participants

163

No prior year

Average account balance

$47,254

No prior year

Annual return

2.86%

No prior year

Benchmarks

See 2,111 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,111 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$103K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

184

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.50M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$503

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
JP MORGAN INVESTMENT MANAGEMENT INC1+ years Filed as: SECURITES SERVICE NETWORK, INC. Service code 49	Other Services	$17,623
NETWORK AGENCY INC1+ years Filed as: NETWORK AGENCY, INC. Service code 49	Other Services	$10,047
PENSION ASSURANCE LLP1+ years Filed as: THE PENSION SPECIALISTS, LTD. Service code 13 · EIN 36-3592542 10501 N. 2ND STREET · MACHESNEY PARK, IL 61115	Contract Administrator	$6,560
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 711 HIGH STREET · DES MOINES, IA 503920001	Contract Administrator	$1,734
NETWORK AGENCY INC1+ years Filed as: NETWORK AGENCY Service code 49 · EIN 62-1664787 9729 COGDILL RD. · KNOXVILLE, TN 379323383	Other Services	$0
SECURITIES AMERICA INC1+ years Filed as: SECURITIES SERVICE NETWORK Service code 49 · EIN 62-1152936 9729 COGDILL RD. · KNOXVILLE, TN 37932	Other Services	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2K2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$2K

$13 / participant

Contract admin$2K90.2%
Other / not subdivided$1959.8%

% of EOY assets

0.027%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ALBERT & GOODMAN, CPAS PC
Auditor EIN: 800877321
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,254

$57,108-17.3%

$94,229-49.9%

$52,331-9.7%

Participation rate

96.6%

72.9%+23.7pp

78.8%+17.8pp

68.1%+28.5pp

Annual return

2.86%

1.47%+1.4pp

10.68%-7.8pp

4.54%-1.7pp

Employer contribution / active EE

$2,303

$1,735+32.7%

$3,587-35.8%

$1,882+22.4%

Participant deferral / active EE

$2,759

$3,040-9.2%

$4,320-36.1%

$3,022-8.7%

Admin fee / account holder

$13

$546-97.7%

$6,269-99.8%

$592-97.9%

Provider

Service type

Compensation

JP MORGAN INVESTMENT MANAGEMENT INC1+ years

Filed as: SECURITES SERVICE NETWORK, INC.

Service code 49

Other Services

$17,623

NETWORK AGENCY INC1+ years

Filed as: NETWORK AGENCY, INC.

Service code 49

Other Services

$10,047

PENSION ASSURANCE LLP1+ years

Filed as: THE PENSION SPECIALISTS, LTD.

Service code 13 · EIN 36-3592542

10501 N. 2ND STREET · MACHESNEY PARK, IL 61115

Contract Administrator

$6,560

PRINCIPAL LIFE INSURANCE COMPANY1+ years

Service code 13 · EIN 42-0127290

711 HIGH STREET · DES MOINES, IA 503920001

Contract Administrator

$1,734

NETWORK AGENCY INC1+ years

Filed as: NETWORK AGENCY

Service code 49 · EIN 62-1664787

9729 COGDILL RD. · KNOXVILLE, TN 379323383

Other Services

SECURITIES AMERICA INC1+ years

Filed as: SECURITIES SERVICE NETWORK

Service code 49 · EIN 62-1152936

9729 COGDILL RD. · KNOXVILLE, TN 37932

Other Services

J.R. CARLSON LABORATORIES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

J.R. CARLSON LABORATORIES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion