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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,489 | $105,198+316.8% | $159,455+175.0% | $85,856+410.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 12.47% | 45.08%-32.6pp | 263.63%-251.2pp | 318.58%-306.1pp |
| Employer contribution / active EE | $7,739 | $3,319+133.2% | $4,830+60.2% | $2,565+201.7% |
| Participant deferral / active EE | $9,467 | $5,946+59.2% | $7,353+28.8% | $3,952+139.6% |
| Admin fee / account holder | $53,346 | $6,934+669.3% | $10,800+393.9% | $6,261+752.1% |