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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,491 | $61,660+41.9% | $80,022+9.3% | $64,181+36.3% |
| Participation rate | 46.2% | 71.7%-25.5pp | 75.8%-29.7pp | 69.6%-23.4pp |
| Annual return | -4.27% | -0.33%-3.9pp | 11.22%-15.5pp | 7.63%-11.9pp |
| Employer contribution / active EE | $2,647 | $1,810+46.2% | $2,468+7.2% | $2,381+11.2% |
| Participant deferral / active EE | $4,238 | $2,968+42.8% | $3,686+15.0% | $3,470+22.1% |
| Admin fee / account holder | $12,240 | $5,417+126.0% | $6,521+87.7% | $4,887+150.5% |