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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,613 | $49,164-62.1% | $121,169-84.6% | $75,181-75.2% |
| Participation rate | 17.9% | 55.4%-37.6pp | 69.5%-51.7pp | 67.2%-49.3pp |
| Annual return | 25.24% | 56.03%-30.8pp | 986.71%-961.5pp | 160.69%-135.4pp |
| Employer contribution / active EE | $0 | $1,546-100.0% | $4,168-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,537 | $2,628-41.5% | $4,083-62.3% | $4,126-62.7% |
| Admin fee / account holder | $0 | $3,942-100.0% | $5,645-100.0% | $5,650-100.0% |